7 Best Credit Cards Consumer Reports 2019 – Top Rated

To decide which credit card is best for 2019, we will compare the credit cards of the six major banks in Mexico and choose the credit cards with the lowest CAT and the highest CAT. The Total Annual Cost (CAT) as it integrates the interest rate and commissions (opening commission, research expenses, insurance), helps us compare the cost of the credits.

Top 7 Credit Cards

SaleBestseller No. 1
Easyoulife Womens Credit Card Holder Wallet Zip Leather Card Case RFID Blocking (Purple)
404 Reviews
Easyoulife Womens Credit Card Holder Wallet Zip Leather Card Case RFID Blocking (Purple)
  • Material: Genuine Cowhide Leather and PVC card slots.
  • Size: 5.11"*4.5"*0.98" (13*11.5*2.5 CM)
SaleBestseller No. 2
18 RFID Blocking Sleeves (14 Credit Card Holders & 4 Passport Protectors) Ultimate Premium Identity Theft Protection Sleeve Set for Men & Women. Smart Slim Design Perfectly fits Wallet/Purse
2965 Reviews
18 RFID Blocking Sleeves (14 Credit Card Holders & 4 Passport Protectors) Ultimate Premium Identity Theft Protection Sleeve Set for Men & Women. Smart Slim Design Perfectly fits Wallet/Purse
  • ✓ ESSENTIAL FOR THE MODERN DAY: Protect yourself from data thieves who skim & steal...

  • ✓ SECURE YOUR INFORMATION: US GOVT. FIPS 201 Approved. Protects credit cards, debit &...

SaleBestseller No. 3
RFID Blocking Sleeves, Set with Color Coding. Identity Theft Prevention RFID Credit Card Holders by Boxiki Travel (Set of 12 Credit Card Protector Sleeves + 3 Passport Holders) (Navy Blue)
1355 Reviews
RFID Blocking Sleeves, Set with Color Coding. Identity Theft Prevention RFID Credit Card Holders by Boxiki Travel (Set of 12 Credit Card Protector Sleeves + 3 Passport Holders) (Navy Blue)
  • ✅ Advanced RFID secure sleeve designed to protect credit cards, money cards,...
  • ✅ Made from special RFID blocking material, this credit cards holder and RFID blocking...
SaleBestseller No. 4
Easyoulife Credit Card Holder Wallet Womens Zipper Leather Case Purse RFID Blocking (Black)
281 Reviews
Easyoulife Credit Card Holder Wallet Womens Zipper Leather Case Purse RFID Blocking (Black)
  • Material: Genuine Cowhide Leather and PVC card slots.
  • Size: 7.48"*3.54"*0.98" (19*9*2.5 CM)
Bestseller No. 5
MaxGear Professional Business Card Holder Business Card Case Stainless Steel Card Holder, Keep Business Cards in Immaculate Condition, 3.7 x 2.3 x 0.3 inches, Silver
1439 Reviews
MaxGear Professional Business Card Holder Business Card Case Stainless Steel Card Holder, Keep Business Cards in Immaculate Condition, 3.7 x 2.3 x 0.3 inches, Silver
  • Store approximately 10-20 business cards, also suitable for ID cards, credit cards, gift...
  • The absolute professional business appearance and feeling will help you leave a good first...
SaleBestseller No. 6
Leather Business Name Card Holder Case Wallet Credit Card Book with Magnetic Shut Coffee
425 Reviews
Leather Business Name Card Holder Case Wallet Credit Card Book with Magnetic Shut Coffee
  • Material: High Quality PU Leather
  • Dimenssions: 3.74" L x 1.47" W x 0.51" H,fits perfectly in your front pocket
Bestseller No. 7
Amazon Prime Rewards Visa Signature Card
34006 Reviews
Amazon Prime Rewards Visa Signature Card
  • 5% Back at Amazon.com and Whole Foods Market with an eligible Prime membership* 2% Back at...
  • No annual fees*

What a credit card is and how it works

A credit card is a financial product that allows purchases online, in shops and physical stores. As the word itself says, the cards offer a line of credit that ranges between € 2,000 and € 6,000. That is, you can pay and make purchases (without exceeding the credit limit) even if at that time you do not have money in the account.

On the other hand, it does not mean that you always have to pay on credit. The best credit cards offer the modality of:

  1. Pay at the moment (debit)
  2. Pay at the end of the month or at the beginning of the following month (as established by the entity).
  3. Pay in different installments (deferred payments).

Among the entities that offer the best cards, you can also choose the payment method with a fixed fee. That is, the payment of purchases is postponed and each month you will pay the same amount.

When interest is paid with the credit card

  • When withdrawing money on credit at ATMs.
  • By postponing the purchase in several installments (deferred purchases).
  • If you do not have money in the account to settle the purchases made during that month (usually the payment of purchases is made at the end of the month or the beginning of the following month).

Advantages of the best credit cards

The best credit cards offer a number of advantages that you will not get with debit cards or any other financial product. Many of them offer discounts, promotions, and insurance. The offer in the market is increasingly competitive, the entities include succulent returns to attract customers.

An option that should be taken into consideration before hiring the credit card because according to the situation and daily needs you can save extra money. The best credit cards offer refunds at gas stations of up to 12% and discounts on hotels and trips that can exceed 35%.

These are some of the benefits you can get if you make purchases using the best credit cards. Without forgetting besides the insurance of assistance in trip in case of having problems in the trips of the vacations (cancellation or delay of the airplane, etc) that in case of emergency they can extract of trouble.

Benefits of the best credit card

The discounts and refunds are applied only for delayed purchases, in such case said refund may not be profitable because the interest to pay will be higher than the percentage of the return.

Quick credit or Credit card

If you have to make purchases of little value or pay expenses of not very large amounts use the credit card is an option to consider. As we mentioned before, with the cards you can get a credit at 0% interest as long as you liquidate that purchase at the end of the month (or the next month, it will depend on the contract conditions of each bank).

Therefore, it is like having a free credit with a maximum return of 25 days. If you request a quick credit, be sure to apply for the loan in entities that offer free fast loans, these do not exceed € 300 and the return is in maximum 30 days.

In these cases, both the use of plastic and a quick credit without interest turn out to be the same as they are at 0% APR. With the cards and depending on the entity, you will have to pay maintenance fees, it is recommended to hire the one with the minimum commissions.

On the other hand, with a quick loan, it is always recommended to consider the commissions and interest in case of delay. These amount up to 1% per day (without exceeding the amount of money borrowed) plus the commission for a delay (between € 20 and € 75).

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