7 Best Personal Finance Software Consumer Reports 2019 – Top Rated

The software for the management of personal finances are a very useful tool to organize the domestic economy. These types of software to manage personal finances are available both for free and for payment. We can use software to manage our expenses and income through the installation of a computer program or an application for mobile devices.

This type of programs began to proliferate not so long ago but nowadays we can find a wide offer. That is why we are going to make a comparison with the best programs or applications to manage finances and some of the most important characteristics of each of them.

Top 7 Personal Finance Software

Bestseller No. 1
Quicken Deluxe 2019 Personal Finance & Budgeting Software [PC/Mac Download] 1-Year Membership + 2 Bonus Months [Amazon Exclusive]
356 Reviews
Quicken Deluxe 2019 Personal Finance & Budgeting Software [PC/Mac Download] 1-Year Membership + 2 Bonus Months [Amazon Exclusive]
  • See your bank, credit card, investment & retirement accounts in one place
  • Stay on top of bills & spending
Bestseller No. 2
Money Pro - Personal Finance, Budget, Bills
8 Reviews
Money Pro - Personal Finance, Budget, Bills
  • BUDGET INCOME AND EXPENSES WITH EASE
  • TRACK EVERY ACCOUNT
Bestseller No. 4
Quicken Premier 2019 Personal Finance & Budgeting Software [PC/Mac Download] 1-Year Membership + 2 Bonus Months [Amazon Exclusive]
132 Reviews
Quicken Premier 2019 Personal Finance & Budgeting Software [PC/Mac Download] 1-Year Membership + 2 Bonus Months [Amazon Exclusive]
  • See your bank, credit card, investment & retirement accounts in one place
  • Make smart investment decisions, Be prepared for tax time
Bestseller No. 5
Quicken Home & Business 2019 Personal Finance & Budgeting Software [PC Download] 1-Year Membership + 2 Bonus Months [Amazon Exclusive]
87 Reviews
Quicken Home & Business 2019 Personal Finance & Budgeting Software [PC Download] 1-Year Membership + 2 Bonus Months [Amazon Exclusive]
  • See all your personal, business & rental property finances in one place
  • Identify tax-deductible business & rental expenses
SaleBestseller No. 6
Moneydance - personal financial management app [Online Code]
12 Reviews
Moneydance - personal financial management app [Online Code]
  • Track bank accounts, credit cards, investments, and more
  • Online banking and bill payment
Bestseller No. 7
EZ Home and Office Address Book
407 Reviews
EZ Home and Office Address Book
  • Address book software for home and business (WINDOWS 10, 8, 7, Vista, and XP). Three...
  • GREAT for PRINTING LABELS! Print colorful labels with clip art or pictures on many common...

Programs for the management of personal finances

These are the four most used software to manage and control the personal economy. With them, we can manage income and expenses, set savings goals, or create household budgets and evaluate their follow-up.

Fintonic

Undoubtedly this application is one of the best known and downloaded to manage personal finances. Fintonic software can be installed on mobile devices. So much for the operating systems of android, as for those of apple. It is also completely free.

Among the most important features of Fintonic highlights the ease of use that has its interface. In addition, Fintonic connects with our financial institution. Extract the data from our bank account to incorporate them into the application. In this way, the amount of data to be entered in the application is significantly reduced. To have an exhaustive control of personal finances.

Wallet

This application to manage personal finances has a simple and intuitive design. It is one of the applications best valued by users. Within the applications destined to the management and administration of the personal economy. It is also available for free in the apple and android app store.
Among the profits of Wallet emphasizes its categorization of expenses and income. Which can also be grouped into items that are subsequently framed in a budget. Another interesting aspect of the Wallet is that you can compare the expenses made month by month.

Personal Finance Free

This PC software can be purchased for free. It is necessary to download the program. Available for both devices with IOS operating systems and those with the Windows operating system. Both versions are available in the Spanish language.

Among the features of Personal Finance Free, the creation of fully customized budgets stands out. Those who can also be followed to correct deviations. Also with this software for the management of personal finances, you can create lists of expenses, income or transfers.

My Value

This software developed in Spain is one of the most popular since its inception. It is available online through the Internet for computers with any operating system. But it is also possible to download the application for mobile devices with IOS and Android operating systems.

My Value stands out for being a simple and intuitive application according to its own users. This application is specially designed to facilitate savings. The My Value application, as it happens with others, connects with our financial institution. In this way, it extracts from the bank account the data necessary for the management of personal finances within the application.

In addition, My Value completes its utilities with the application Your Expenses. This app has been developed in order to control cash expenses. Those we do every day almost without realizing. Both are synchronized offering a joint vision of our financial situation.

Acorns: The best application to save

Acorns are one of the best applications for you to start saving without much effort. You can link it directly to your bank accounts and credit cards, and each time you make a purchase the application rounds the account to the nearest larger number and automatically invests that money into a diversified portfolio of more than 7,000 stocks, bonds, and ETFs. Obviously, you can invest more money on a daily, monthly or annual basis, so it is a great tool for those without the discipline to save for themselves.

Advantages: It is perfect for those who believe they never have enough to save. It has a large investment portfolio and the latest security to keep your transactions secure.Disadvantages: It has a cost of $ 1 per month for accounts that invest less than $ 5,000. After your account exceeds $ 5,000, the rate changes to 0.25% per year, although being able to save well is worth the fees.

Personal Capital: The best application to control your investments

Now that you know the importance of saving for retirement and investing your money to achieve your financial goals, Personal Capital can be very helpful for you.

Personal Capital not only allows you to track and organize your expenses through a clear and easy-to-navigate interface, but it is also perfect for keeping up with your investments, stocks, retirement funds, and bank accounts. With this application you can actively compare the performance of your actions in the markets and the investments of your retirement plan in real-time, allowing you to keep up with your financial health and save time and money. The application even provides access to a team of professionals who offer more personalized advice.

Advantages: You have several tools such as the retirement planner and the commission analysis of 401K plans that can be very useful for those planning their retirement.Disadvantages: Access to the team of professionals has an additional cost. Although its strength is the evaluation of investments, it may fail in some basic budget options compared to applications such as Mint.  

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